Calculator
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Cap Rate%
Deal Breakdown
A breakdown of your rental loan deal.
- Loan Amount:
- Down Payment:
- Mortgage Payment:
- Monthly Payment:
- Origination Fee Amount:
Deal Metrics
A metrics of your rental loan deal.
- Total Closing Costs:
- Cash Needed to Close:
- Price Per Unit:
- Gross Rental Income:
- Operating Expenses:
- Net Operating Income:
%
DSCRReturn Metrics
A metrics of your rental loan return.
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Cash Flow:Annual cash flow after all expenses and mortgage are paid.
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Cap Rate:Cap rate, or capitalization rate, is a metric that divides your net operating income (not including your mortgage) by the purchase price or property value. It is most useful in comparing multifamily properties.
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Cash on Cash Return:Cash on cash return is a metric that divides your pre-tax cash flow by the total cash invested in the deal. This is a key metric for most investors.
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DSCR:DSCR calculates the ratio of rental income to your mortgage payment. Ideally, you'll have a DSCR of 1.0 or higher.
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Net Profit$
Deal Breakdown
A breakdown of your rental loan deal.
- Loan Amount:
- Down Payment:
- Monthly Interest Payment:
- Total Interest Over Term:
- Origination Fee Amount:
- Other Closing Costs Amount:
- Cost To Sell Amount:
Deal Metrics
A metrics of your rental loan deal.
- Closing Costs:
- Carrying Costs:
- Borrower Equity Needed:
- Total Cash In Deal:
%
Loan to After Repaired Value%
Return Metrics
A metrics of your rental loan return.
- Net Profit:
- Loan to After Repaired Value:
- ROI:
Welcome to NDM Commercial
At NDM Commercial, we provide innovative financing solutions for investors across commercial and residential real estate. Our mission is simple — to empower purpose-driven investors to build generational wealth, one property at a time.
Options and Solutions
Gain access to the capital you need to move forward with your project profitably.
DSCR Loans & Fix & Flip Loans
Invest with purpose and grow with confidence through trusted private lending
Start a conversation today!
Whether you’re a seasoned investor or jumping into your first real estate project, having a lending partner who can move quickly is essential.
We focus on speed, flexibility, and clear communication to help you close deals without delay. Our experienced team understands the fast-paced world of real estate investing and is here to guide you through every step of the process.
Fill out the quick form on this page to start a conversation about your private money lending needs today.
Quick 2-Minute Loan Request
How it Works
Gain access to the capital you need to move forward with your project.
5 Star Client Reviews
Client reviews from around the internet.
Frequently Asked Questions
No, DSCR loans do not require tax returns, W-2s, or personal income verification. Qualification is based entirely on the debt-service coverage ratio of the property itself, meaning if the rental income covers the monthly mortgage payment, the asset qualifies for financing.
Yes, we highly encourage and fully support closing your loans under an LLC, Corporation, or partnership entity. Private money and asset-based commercial lending are designed specifically for business purposes, allowing real estate investors to protect their personal assets while growing their portfolios.
We provide flexible financing options for a wide range of non-owner-occupied properties, including single-family residential rentals (1-4 units), multi-family complexes, short-term vacation rentals (Airbnb/VRBO), and small-balance commercial real estate.
Renovation and fix & flip draws are managed through a streamlined digital inspection process to ensure your project stays on schedule. Once a specific phase of your rehab is completed, you submit a draw request, an inspector verifies the work, and funds are released directly to you to cover the next phase of development.
We are a nationwide private lender providing real estate investment financing across 42 states. This extensive footprint allows portfolio investors to seamlessly scale their real estate businesses across multiple markets using a single, trusted lending partner.
Still Have Questions?
If you can’t find an answer to your question in the FAQ’s below, you can always contact us and we’ll respond asap.
