Calculator
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Cap Rate%
Deal Breakdown
A breakdown of your rental loan deal.
- Loan Amount:
- Down Payment:
- Mortgage Payment:
- Monthly Payment:
- Origination Fee Amount:
Deal Metrics
A metrics of your rental loan deal.
- Total Closing Costs:
- Cash Needed to Close:
- Price Per Unit:
- Gross Rental Income:
- Operating Expenses:
- Net Operating Income:
%
DSCRReturn Metrics
A metrics of your rental loan return.
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Cash Flow:Annual cash flow after all expenses and mortgage are paid.
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Cap Rate:Cap rate, or capitalization rate, is a metric that divides your net operating income (not including your mortgage) by the purchase price or property value. It is most useful in comparing multifamily properties.
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Cash on Cash Return:Cash on cash return is a metric that divides your pre-tax cash flow by the total cash invested in the deal. This is a key metric for most investors.
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DSCR:DSCR calculates the ratio of rental income to your mortgage payment. Ideally, you'll have a DSCR of 1.0 or higher.
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Net Profit$
Deal Breakdown
A breakdown of your rental loan deal.
- Loan Amount:
- Down Payment:
- Monthly Interest Payment:
- Total Interest Over Term:
- Origination Fee Amount:
- Other Closing Costs Amount:
- Cost To Sell Amount:
Deal Metrics
A metrics of your rental loan deal.
- Closing Costs:
- Carrying Costs:
- Borrower Equity Needed:
- Total Cash In Deal:
%
Loan to After Repaired Value%
Return Metrics
A metrics of your rental loan return.
- Net Profit:
- Loan to After Repaired Value:
- ROI:
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Disclaimer:
The results provided by this DSCR and Fix-and-Flip calculator are estimates only and are intended for illustrative and comparative purposes. They do not constitute financial, tax, legal, or investment advice, nor do they represent a loan application, pre-qualification, pre-approval, or commitment to lend.
All figures — including interest rates, lender fees, closing costs, property taxes, insurance, HOA dues, rental income projections, repair costs, After Repair Value (ARV), and holding periods — are estimates based on the information you provide and current market assumptions. These figures are subject to change without notice and may vary significantly from actual costs and outcomes.
This calculator does not determine loan eligibility. Final approval, pricing, and terms are subject to full underwriting and may require additional documentation not collected here (including but not limited to credit reports, appraisals, cash reserves, and title searches).
We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of the calculator or its results. Use of this tool is at your own risk.
By using this calculator, you acknowledge that you have read and agree to this disclaimer.
